Benchmark vs market
α, β and Sharpe vs MSCI World, S&P 500 and STOXX 600 — in plain language, with monthly return histograms you can click to validate.
For DeGiro investors Local-first · Encrypted sync
Your DeGiro CSV, reborn as a portfolio cockpit.
Drop your account.csv into the browser and get full portfolio analytics — without a subscription, and without your numbers leaving your device.
Benchmark vs MSCI World, portfolio pillars, 12-month dividend forecast, currency impact, cost basis through ISIN changes — every aggregate computed locally from your account.csv.
Net worth
€124,382.17
+€25,932 · +26.6%
+€842 · +0.68% TODAY
Demo data — your CSV, your dashboard.
What's inside
Four pages, one keystroke apart.
Every section below works from the same CSV. Click any tile to open the live demo.
Net worth
€124,382.17
+26.6%
Overview
Net worth, day-change, costs, allocation — your portfolio in one glance.
vs MSCI World · 5Y
α +6.4% you market
Analytics
Benchmark vs market, α / β / Sharpe, portfolio pillars, drawdown, smart insights.
AS
+0.84%ASML ASML Holding N.V.
€742.30 1Y
Position detail
5-year chart, fundamentals, next dividend — for every holding you own.
Top movers · today
- SH SHEL +1.42%
- UN UNA −0.38%
- AD ADYEN +2.71%
Prices & movers
Live quotes, watchlist, top movers — sortable, filterable, instant.
What you actually get
The numbers DeGiro won't surface.
Portfolio pillars
A six-axis diagnostic — Income, Resilience, Diversification, Valuation, Quality, Growth — each scored 0 to 10 with the math on display.
12-month dividend forecast
Monthly calendar, top contributors, yield-on-cost and yield-on-market — built from declared ex-div schedules, not guesses.
Currency impact
Local-currency P/L decomposed against reported EUR. See how much FX moved your returns, and how much was the market.
Smart insights
Concentration, sector cap, single-position risk, dividend coverage — flagged the moment they cross a threshold you can tune.
Cost basis through ISIN changes
Weighted-average basis that survives mergers, splits and ISIN swaps. DeGiro shows per-trade — FolioInsights shows the line.
Three steps, no account
Drop in, dig in.
- 1
Export account.csv from DeGiro
About 30 seconds inside DeGiro's web UI.
Step-by-step guide - 2
Drop it on FolioInsights
Parsed in your browser. Your data stays on your device by default.
- 3
Open Analytics
Benchmark gap, pillars, dividend forecast, currency impact — all from that single import.
Privacy, by design
Your CSV stays in your browser. Period.
Every aggregate is computed locally in JavaScript. Our server only sees a one-time payment and an entitlement cookie — never a single trade.
Browser-local compute
Your transactions are parsed and stored in IndexedDB. No upload, no telemetry of your holdings, no server-side state to leak.
Zero-knowledge mobile sync
Optional encrypted backup to your phone. Your password derives the key; the server stores only ciphertext it cannot decrypt. "Remember on this device" + biometric unlock keep re-entry quick.
Auditable, line by line
Every classified row stays viewable, filterable, exportable. You see the math, not just the answer — CSV and JSON export are one click away.
Box 3 estimator, built in
Dutch resident? The 2023+ wealth-tax estimator does the forfaitair math year by year — no spreadsheet, no surprises in April.
FAQ
Things people ask before buying.
What exactly do I get for €29?
Every page: Overview, Analytics, Prices, Transactions, per-position detail, and the Dutch Box 3 estimator. One payment, lifetime access, on every device you unlock with your email. No tiers, no add-ons, no subscription.
What if my CSV won't import?
Email us and we'll fix it — or refund you. There's a 14-day, no-questions-asked money-back guarantee, so if FolioInsights doesn't work for your account you don't pay.
Do I need to share my broker password?
No. FolioInsights never touches DeGiro. You export the account.csv yourself, then drop it onto the page. We don't ask for credentials and couldn't use them if you offered.
Can I check the math?
Yes — every classified transaction stays visible. Filter, group, export. Aggregates are computed from those rows, nothing hidden behind a black box.
Is the mobile sync really private?
Yes. The data key is AES-GCM 256, wrapped under a master key derived from your password via PBKDF2-SHA256 (600,000 iterations). The server stores only ciphertext and cannot decrypt it — even with our database access.
Built in public
Built by a DeGiro user — in the open.
I'm Jeffrey, a DeGiro user who got tired of translating account.csv by hand — so I built FolioInsights. New features ship in public.
Stop translating DeGiro by hand.
Pay once. Get the full cockpit — Overview, Analytics, Prices, Transactions, Position detail, Box 3. Works on every device you unlock with your email.
No account · No upload · No tracking of your holdings.
€29 once. Tools like SimplyWall.st, getquin and Sharesight cost €120–240 a year — every year.