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FolioInsights

Guide

Frequently asked questions

FolioInsights parses your DeGiro CSV entirely in the browser. The only thing that routinely leaves your device is the list of ISINs and currency pairs we need to fetch a live price or exchange rate for — your transactions, balances and cost basis stay in your browser. The one opt-in exception is encrypted sync, which uploads them as ciphertext the server can't read.

Last updated: · by FolioInsights

Can I see everything in a single currency?

Yes. Pick a display currency on the dashboard and every aggregate — market value, realized P/L, net worth over time — is converted into it using a live exchange-rate feed. Positions keep their native booking currency under the hood (EUR for EUR-booked names, USD for USD-booked names, and so on), so the per-currency breakdown is still available where it is useful.

Exchange rates are fetched from our backend on demand, cached for a few minutes per pair, and refreshed automatically as your holdings change. If a rate cannot be fetched (offline, rate limit, unsupported pair), the converted value is simply omitted rather than silently wrong — the raw per-currency number is still shown.

Where do the current prices come from?

Live quotes are fetched by ISIN from our backend and cached in your browser for a few minutes. You no longer need to type prices in by hand — open the dashboard and every position is marked to market automatically.

If you only care about cost basis and realized P/L, prices do not matter — those numbers come straight from your CSV and are the same whether or not a quote is available. Live prices only affect the unrealized column and the latest point of the net-worth chart; when a quote cannot be fetched the tool falls back to your last buy price for that ISIN.

Is this a replacement for a broker statement or tax advice?

No. FolioInsights is a personal analysis tool, not an official record. For taxes, rely on DeGiro's own reports or a qualified accountant. We just help you see what is in your account more clearly.

Can I use it on a phone?

Yes, the site works on mobile. The one step that is easier on a laptop is exporting the account.csv from DeGiro and uploading it, because DeGiro's web UI is built for desktop.

What happens to my data if I clear my browser?

Your transactions are gone — they live in your browser's IndexedDB, not on our servers, so clearing the browser wipes them. The practical answer: keep your account.csv saved somewhere and reimport if you ever reset the browser. Only your email (for unlock) is stored server-side.

Ready to try it?

Drop your DeGiro account.csv into the browser. One-time €29, lifetime access, and your data stays on your device by default.

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